Pack Analytics Tax-Smart Portfolio Transitions
The pack is movingYour turn to join the pack→

AI investment
proposal tool
for taxable accounts

We help wealth managers transition taxable accounts with significant capital gains into their models and create investment proposals with a clear summary of the key changes.

Try the live demo Schedule a demo
Portfolio Transition J. Hartwell · 60/40 Balanced
Ticker Category Current Proposed Value
TOTAL 100% 100% $2,017,340
BRK.B▶ 6 lots
 Equity 22.0% 12.0% $242,081
JPM▶ 4 lots
 Equity 18.0% 10.0% $201,734
HD Equity 15.0% 8.0% $161,387
VOO Equity 0.0% 40.0% $806,936
XOM Equity 12.0% 0.0% $0
AGG Fixed Income 0.0% 18.0% $363,121
BND Fixed Income 0.0% 12.0% $242,081
Showing 7 of 8 positions · 100% equity → 60/40 Balanced
Summary
  • Realizes $250,000 in long-term capital gains, within the stated budget.
  • Reduces equity exposure from 100% to 70.4%, adding a fixed-income sleeve.
  • Maintains a 1.24% tracking error against the model benchmark.
Target Realized Gains $250,000
Constraints Do not sell NVDA
Final Equity % 70.4%
Tracking Error 1.24%
Gains Target Met Reached

Built for RIAs, wealth managers & family offices

Process

Create a proposal
in two easy steps

Upload the account, set your constraints, and walk into the client meeting with the proposal already done.

01

Data Ingestion

Securely upload client portfolio via PDF statement, Excel, or direct API integration.

02

Set Parameters

Set a capital gains budget, target asset allocation, or preferred model.

Output

Generate Transition Proposal

We create a client-ready PDF transition proposal based on a capital gains budget, with a clear summary of the key recommended changes.

<0s
Generation time

The math advisors care about

Give every advisor their week back

Each account transition can take up to two hours when done manually. Many wealth managers spend as much as 11 hours per week transitioning accounts into their models. That's nearly a third of a typical workweek spent on spreadsheets instead of serving clients and growing their business.

2hrs
of manual work erased on every account you transition.
6
account transitions in a typical advisor's week.
0hrs
handed back to your calendar, week after week.
0+
hours returned to you over a single year.

Transparent Value

Designed for teams that want to scale

Leave spreadsheets, PowerPoint presentations, and manual calculations behind. Create a tax-aware transition plan and a professional client proposal in under two minutes.

Single
1 user
$299 /month
Unlimited PDF reports
Personal Model Library
Purchase Single Plan
Most Popular
Multi-License
min. 3 users
$249 /user/mo
Unlimited PDF reports
Shared Team Library
Purchase Multi-License
Enterprise
custom size
Custom
Unlimited PDF reports
Shared Team Library
Inquire Now

Questions

Before you ask

What formats can I upload?

PDF brokerage statements (Schwab, Fidelity, Morgan Stanley and most major custodians) and Excel exports. We read every position, tax lot and cost basis — including multi-account household statements, which we can combine automatically.

How long does a transition proposal take?

About two minutes from upload to client-ready PDF. The same work done by hand — lot-level gains analysis, model alignment, drafting — typically takes up to two hours per account.

Can I use my own models?

Yes. You build and save your own target models in your model library — single plans get a personal library, multi-license plans share a team library. The optimizer aligns each account to the model you choose within your capital-gains budget.

How do you control the tax impact?

You set a capital-gains budget and the optimizer stays inside it — selecting which lots to sell, harvesting offsetting losses where available, and reporting realized gains, estimated long-term tax and tracking error on every proposal.

Is client data secure?

Statements are processed over encrypted connections and stored with AES-256 encryption. Uploaded documents are used only to build your proposal — never for anything else.