Saved per transitionup to 2 hrs·

Transitions / week5–6 per advisor·

Reclaimed weekly~11 hrs·

Saved per year550+ hrs·

Analysis time2h → 120s·

Model alignment92%·

Tracking error< 0.4%·

Client-ready reportsUnlimited·

Saved per transitionup to 2 hrs·

Transitions / week5–6 per advisor·

Reclaimed weekly~11 hrs·

Saved per year550+ hrs·

Analysis time2h → 120s·

Model alignment92%·

Tracking error< 0.4%·

Client-ready reportsUnlimited·

Upload

Parameters

Proposal

Phase 01 · Data Ingestion

Upload a client portfolio

We support Excel exports, PDF brokerage statements, and API integrations. Our AI extracts every position, tax lot, and cost basis automatically.

Excel Export

Hartwell_J_Fidelity_2025.xlsx

Value

$2.02M

Positions

Lots

Click to preview

PDF Statement

Chen_M_Schwab_Q4_2025.pdf

Value

$2.35M

Pages

Reads your statement

Detected Holdings ✓ 8 of 8 positions parsed · 100% equity · concentrated

BRK.B · $444KJPM · $363KHD · $303K UNH · $262KXOM · $242KPG · $161K JNJ · $141KCAT · $101K

Optimizing transition…

Analyzing 8 positions & 23 tax lots

Phase 03 · Output

Your transition proposal

Target Gains

$250,000

Tracking Error

1.24%

Final Equity

60.4%

Est. Tax (LT)

$50,000

Portfolio Transition J. Hartwell · 60/40 Balanced

Optimized

Ticker	Category	Current	Proposed	Value

Summary

Target Gains

ConstraintsNo NVDA · +1% IBIT

Final Equity %60.4%

Some talking points for this account transition

— We are increasing the portfolio's annual income from $89,533 to $123,859 by allocating more capital to fixed income investments and dividend-paying stocks.

— We are reducing the portfolio's technology exposure from 34.1% to 25.4% to lower concentration in higher-volatility, higher-valuation companies that may experience greater downside pressure during market declines.

Allocation · Before → After

Before transition

100% Equity · 0% Fixed Income

After transition

60% Equity · 40% Fixed Income

CONFIDENTIAL · DRAFT

Jun 10, 2026

Portfolio Transition Proposal

James R. Hartwell

Taxable Account · $2,017,340 · Target: 60/40 Balanced

Executive Summary

Realized Gains

$48,200

Tracking Error

1.24%

Final Equity %

60.4%

Est. LT Tax

$50,000

Transition Plan

Ticker	Category	Current	Proposed	Value

Target Allocation

Before

After

This proposal is for illustrative purposes only and does not constitute tax, legal, or investment advice. Estimated tax figures assume long-term capital gains treatment at a 20% federal rate and do not include state taxes or the net investment income tax. Past performance does not guarantee future results. Pack Analytics LLC · SOC 2 Type II · AES-256 encryption.

Page 1 of 1 · Generated in 0.9s

Hartwell_J_Fidelity_2025.xlsx Sheet1

✓ Pack Analytics read every position, lot & cost basis — 8 positions · 23 tax lots Fidelity Portfolio Export · As of Dec 31, 2025

Ticker	Description	Quantity	Price	Market Value	Cost Basis	Unrealized G/L	G/L %
BRK.B	Berkshire Hathaway Cl B	946	$470.00	$444,620	$228,400	+$216,220	+94.7%
JPM	JPMorgan Chase & Co	1,528	$237.60	$363,053	$142,300	+$220,753	+155.1%
HD	Home Depot Inc	739	$410.00	$302,990	$176,900	+$126,090	+71.3%
UNH	UnitedHealth Group Inc	504	$520.00	$262,080	$171,500	+$90,580	+52.8%
XOM	Exxon Mobil Corp	2,050	$118.00	$241,900	$156,300	+$85,600	+54.8%
PG	Procter & Gamble Co	960	$168.00	$161,280	$96,400	+$64,880	+67.3%
JNJ	Johnson & Johnson	880	$160.25	$141,020	$103,200	+$37,820	+36.6%
CAT	Caterpillar Inc	259	$390.00	$101,010	$61,900	+$39,110	+63.2%
TOTAL				$2,017,953	$1,136,900	+$881,053	+77.5%

James R. Hartwell · Fidelity Taxable Account ····3847 · 8 positions · 23 tax lots

✓ Pack Analytics read every position, lot & cost basis from this statement — upload your client's real PDF the same way

charlesSCHWAB

Individual Brokerage Account of

MARIA L CHEN
CHARLES SCHWAB & CO INC CUST
INDIVIDUAL BROKERAGE
220 MARINA BLVD
SAN FRANCISCO CA 94123-2641

Account Number

3274-7421

Statement Period

December 1–31, 2025

Account Summary

Ending Account Value as of 12/31

$2,354,820.00

Beginning Account Value as of 12/01

$2,300,540.00

Jan'25MarMayJulSepNovDec'25

	This Statement	Year to Date
Beginning Account Value	$2,300,540.00	$1,684,210.00
Deposits	0.00	25,000.00
Withdrawals	0.00	(18,000.00)
Dividends and Interest	4,182.40	19,447.10
Market Appreciation/(Depreciation)	50,097.60	644,162.90
Ending Account Value	$2,354,820.00	$2,354,820.00

Account Ending Value reflects the market value of your cash and investments. It does not include pending transactions, unpriced securities or assets held outside Schwab's custody.

12/31-00000-ID3181 of 7

charlesSCHWAB

Individual Brokerage Account

3274-7421 · Dec 2025

Top Account Holdings This Period

Symbol	Description	Quantity	Price	Market Value	Cost Basis	Unrealized G/(L)
V	Visa Inc Cl A	1,452	305.10	442,998.00	134,600.00	+308,398.00
MA	Mastercard Inc Cl A	723	528.00	381,984.00	82,400.00	+299,584.00
COST	Costco Wholesale Corp	354	905.00	320,287.00	36,840.00	+283,447.00
LLY	Eli Lilly & Co	352	790.00	278,124.00	94,200.00	+183,924.00
ABBV	AbbVie Inc	1,240	176.00	218,198.00	49,600.00	+168,598.00
HON	Honeywell International	744	222.00	165,246.00	92,400.00	+72,846.00
LIN	Linde PLC	318	465.00	148,037.00	74,200.00	+73,837.00
PEP	PepsiCo Inc	889	152.00	135,091.00	98,400.00	+36,691.00
MMC	Marsh & McLennan Cos	552	215.00	118,600.00	73,100.00	+45,500.00
SWVXX	Schwab Value Advantage Money Fund	146,255	1.00	146,255.00	146,255.00	—
Total				2,354,820.00	881,995.00	+1,472,825.00

Gain or (Loss) Summary

Realized — This Period	0.00
Realized — Year to Date	0.00
Unrealized	$1,472,825.00

Values may not reflect all of your gains/losses; Schwab has provided gain and loss information wherever possible. Cost basis may be incomplete or unavailable for some holdings. Statement information should not be used for tax preparation; refer to official tax documents.

12/31-00000-ID3182 of 7

Sample statement · fictional client for demonstration

Upload a client portfolio

Set your parameters

Your transition proposal